You have goals, and you know exactly what you need to do to accomplish them. This knowledge puts you ahead of most of the world. But you are never going to accomplish your goals if you never begin. Franklin was right. Most people do not know what is best for them. Those who do have a difficult time doing what is in their best interest.
Whatever it is that is keeping you from beginning, get over it. Waiting for the perfect time, the proper motivation, or the positive attitude is just that. Waiting. Instead, press on towards your goal. Pursue your dreams. Start today.